Techy People, HELP??

Here are the essential facts:

1. I know very little (aka nothing) about technology.
2. I am on a very tight (nearly non-existant) budget.
3. I need a new laptop for just school work.

Here are the laptop criteria and uses:

1. Must have number pad !! (Accounting is 100x's harder without a number pad!)
2. Must be able to do very basic internet surfing
1. social media
2. e-mail
3. e-learning websites (angellearning if that helps)
3. Must be able to run basic accounting software (ie quickbooks, and excel)
4. Needs Microsoft office or equivalent

It would be ideal if it could also handle:

1. Massive amounts of photos (not saving, i keep them on their sd cards - just viewing)
2. Lightroom/Photoshop
3. Adobe Illustrator
4. Skype

Ok smart people... whattya got for me?